Bad credit business loans

Having a poor credit score doesn’t mean you can’t invest in your business. Fortunately, many business capital loans don’t require a perfect score. Some examples of bad credit business loans are payday loans, merchant cash advances, and secured business loans.

Secured business loans

For this type of fast business financing, the lender will require you to pledge collateral. Collateral is an asset that the financial institution can seize to recoup the losses if you fail to pay. Usually, you don’t require a good credit score to access these types of fast business financing because the collateral offsets the risk the lender perceives.

Unsecured business loans

These business capital loans don’t require collateral. Often, they are offered to applicants with good credit scores. But some lenders can offer them to people with all types of credit histories. How to apply for a small business loan without pledging collateral? Easy, just apply with Public Loan Company Incorporation. All of our loans are unsecured because we don’t want you to put your assets at risk. Even better yet, we can work with clients with bad credit scores or no credit history.

Working capital loans

This business lending option is for everyday expenses (like payroll or marketing) instead of new investments (like buying new equipment or expanding to a new location). You can use most types of business capital loans for working capital.


Why a Small Business Loan can be a Smart Option

The easiest way to grow your business is by investing in it. As the saying goes, it takes money to make money. But using your savings is not the best idea. Fortunately, there are affordable business loans that adapt to you and your business. As a result, you can access more cash and, depending on the lender, you can even enjoy extra benefits. Low-interest business loans open a new world of possibilities to grow your business without risking your financial future.

1. Getting to know you and your small business

Answer a few simple questions about your small business in our short online application and find out if you prequalify for a Public Loan Company Incorporation small business loan in just a few seconds!

4. Accept the final offer and business loan terms

After reviewing your business loan application, we will deliver a final loan offer with your business loan terms. Sign off, and you’re done!.

2. Review your options with a loan specialist
Tell us your story and help us understand your small business. We will explain your funding options while answering any questions you may have during the loan process.
5. Receive your funding

That’s it! Your funds will be deposited into your bank account. Now you can focus on growing your small business!

3. Submit your business’ essential financial documents

We want to make sure we have all the information we need to get you the small business loan that is the best fit for you. Submitting your financial statements online is secure and a breeze!.

6. Making Payment

We schedule loan payments so you can get back to running your business, because we know how busy life gets as a small business owner.

Our analysis is your


Analisys of Financial Documents

Public Loan Company Incorporation does the work for you to find the right business loans. Our clients enjoy the quick and painless process while we obtain approvals from our network of lenders, ranging from $10,000 to $50,000,000 Our lender network is unlike the traditional banking system. Our partners use merit-based underwriting algorithms that do not focus on your personal credit score but rather a holistic view of your business and its receivables. Having a low credit score or other “blemishes” are not necessarily a problem. Give us a call (+1-347- 632-1934) with one of our business financing experts..

  • No personal guarantee and no collateral required* Fast Funding
  • Receive capital within just a few business days. Trouble-Free
  • Poor credit, prior bankruptcies, tax liens NOT A PROBLEM. Fast Approvals
  • Within 24 hours of application.
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CUSTOMER testimonial

I high recommend Public Loan Company Incorporation, they're simple and easy to do the procedures. Great company and awesome attendance!
Roy Martin Business Person
I had a wonderful experience with Public Loan Company Incorporation, they will work with you to help you get approved. they had me funded within a week. highly recommended!
Celina Calderon Business Person
I do recommend small business owners to apply so that they can make their business grow or improve it. Thank you so much Public Loan Company Incorporation.
Randy de la Rosa Business Person

More than capital

Public Loan Company Incorporation purpose is to invest in opportunity, believe in ideas and back minority-owned small businesses. By unlocking capital for these underserved micro entrepreneurs, we enable economic growth within Africa,Asia,Europe,North America,Oceania,South America and overlooked communities.

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