All you need to apply for a small business loan is to complete our online application process. It takes less than 10 minutes, and, in most cases, you’ll know if you pre-qualify instantly.

With Public Loan Company Incorporation, you can get small business funding up to $50,000,000!

You just need to meet our business loan requirements: Have an ITIN or SSN Your business needs to have been in operation for at least three months Have a bank account with earnings of at least $1,000 in monthly gross sales Own at least 50% of your business Be current with other outstanding debts (except medical) What credit score is needed for a loan? At Public Loan Company Incorporation, we understand small businesses and that your credit history does not necessarily reflect your actual creditworthiness. That’s why we use both traditional credit evaluation tools and our credit Score technology. This allows us to decide if we can approve your loan and calculate the loan rates.

It is possible to get business funding with bad credit; you just need to complete the loan application form. At Public Loan Company Incorporation, we want to help all small business owners. That’s why depending on your particular situation we can offer you funding even with bad credit.

No! Our lending process doesn’t require collateral. That way, you can grow your business without putting your assets at risk.

Yes! We have a different loan program specially designed for startups. Like the Solopreneur Loan.

We work hard to ensure we can offer fast funding. If there are no hiccups in the process, you can expect to receive your loan in as fast as 2 days.

At Public Loan Company Incorporation, our mission is to support small business owners. Our small business loan application has been available for everyone in need of financing before, during, and after the pandemic. If your business has been affected by COVID-19, we want to help you adapt and overcome the new normal.