We care about protecting your information and using it to make sure your business gets the best financial solutions available
Last Updated: January 10, 2022
Collection of Information
Collection of Personal Information
We may collect your name and email address when you submit a webform, or contact us directly using our Site. We use this information to respond to your inquiries, communicate with you, or for other informational or marketing purposes in accordance with your marketing preferences.
We may also collect indirect information about how you access or use the Site and our services. This indirect personal information may include your computer operating system, browser type, browser language, web pages visited, Internet protocol (IP) address, and other information about your use and actions on our Site. We use this information to analyze, administer, or optimize the Site, and monitor usage to help improve our Site and services.
Security and Information Storage
We take the security of your information very seriously. We use reasonable physical, technical, and organizational measures to protect and secure your personal information. We strive to implement best practices to safeguard your information, but you should understand that no data storage or data transmission process is guaranteed to be 100% secure. Public Loan Company Incorporation protects your information with 2048 bit Secure Sockets Layer (SSL) encryption. This creates a bank level encrypted connection when submitting application forms on the Public Loan Company Incorporation website. All data is securely kept on Amazon Web Service’s servers in the United States.
If you allow Public Loan Company Incorporation to see your banking information online rather than in paper form, we may record that information on a read-only basis. We do not have access to change, edit, or modify your online banking account information in any way, nor to make any transactions on your behalf.
Use of Information
We may use the information you provide about yourself and/or your business to fulfill your requests for our Services, to respond to your inquiries about our Services, and to offer you other products, programs, or services that we believe may be of interest to you. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. We may use your information to improve and personalize the Services and any related services, including future products and services. For example, we may use your information to pre-fill form fields on the sites for your convenience.
Sharing of Information
We may share your information with third party vendors or service providers to fulfill our legitimate business purposes, such as to extend credit, or provide analytic or archival services. We also share your information when required to comply with legal, law enforcement, or government requests. We do not sell or give your information to other third parties.
We may share personal information about you as follows:
To transmit our loan application form, along with any foregoing information obtained in connection with this application, excluding information directly or indirectly taken from personal or business credit reports, to any or all creditors, financial institutions and other third parties to render the Services;
With academic and non-profit institutions for research purposes, on a de-identified basis;
In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of our business on a de-identified basis;
To respond to subpoenas, court orders, or legal process;
To respond to claims that any posting or other content violates the rights of third parties;
In an emergency, to protect the health and safety of our Sites’ users or the general public; or
As otherwise required or permitted by law.
Non-personalized, anonymous data may be aggregated with data from other users and other data sources may be collected and shared with partners or for marketing purposes.
You authorize Public Loan Company Incorporation to transmit our loan application form, along with any foregoing information obtained in connection with this application, excluding information directly or indirectly taken from personal or business credit reports, to any or all creditors, financial institutions and other third parties to render the Services;
Information from Third Parties
We may partner with Third Parties to provide our Site and services. This Site may also contain third party links from partners or other third parties. We do not control third party links or sites. You are subject to these third parties’ privacy policies. Please review third party privacy policies to inform you of how they may use your personal information.
Telephone and Email Communications
Short Message Service (“SMS”) Communications
We may provide customers who have registered with us with SMS alerts regarding our Services. Registered customers can opt out of receiving these SMS alerts by texting the word “STOP” to any message you receive from us. Upon receipt of your “STOP” message, we will send you a SMS message to confirm that you have been unsubscribed. At that point, you will no longer receive any further SMS messages from Public Loan Company Incorporation.
You may request to “Opt-Out” or unsubscribe from promotional or marketing emails by clicking “Unsubscribe” at the bottom of marketing email, or by contacting us at www.plcincorporation.com. You may continue to receive non-marketing emails even after you have unsubscribed. We must continue to use your personal information to complete any existing services or pending transactions we provide you.
New York Privacy Rights (New York Residents)
New York residents have certain privacy rights provided under the New York Consumer Privacy and other New York law, including:
Right to Request a list or categories of personal information (if any) we have disclosed to third parties (third party names and addresses) used for direct marketing purposes in the previous 12 months. If you make a request of the list or categories of personal information, please include “New York Privacy Rights Request” in the subject line of your email to www.plcincorporation.com along with your mailing address.
Right to Access/Right to Delete any personal information we have about you. If you make a request to access of delete any of your personal information we have about you, please email us at www.plcincorporation.com and include “New York Privacy Rights Request” in the subject line.
Right not to receive discriminatory treatment for your exercise of these privacy rights will have no adverse effect on your use or pricing of our services.
Right to opt out of the “sale” of your personal information, although we do not sell your personal information.
Certain information may be exempt from requests under New York law. When we receive a request, we reserve the right to take steps to verify your identity before responding to a request, and may include verifying your name, email address, and other information regarding the use of our service. Additionally, as permitted by applicable law, we may charge a reasonable fee to comply with your request.
Please refer to our New York Consumer Privacy Act procedures link for more information about our policies and your rights concerning your personal information.
Public Loan Company, Inc.
300 Plaza Dr, Vestal
NY 13850,United State.